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9.9.2022

What Happens If I'm Injured in an Uber Accident?

Written by: Ercolani Law Group

How Rideshare Accidents Differ from Normal Car Wrecks

If you are injured in an Uber accident, you likely need answers. You will want to know who is responsible for your injuries and how you will get compensated. Rideshare accidents differ slightly from ordinary car wrecks. The process could be complicated, which is why your claim should always be reviewed by an experienced attorney. 

At Ercolani Law Group, we know that the hours and days following an Uber accident can be overwhelming. Our lawyers are here to help. We can help you file a claim and work to get you the largest recovery possible. Whether you were a driver, passenger, or pedestrian, we can review your case. Contact our office at (805) 338-6880 for a free consultation. 

Liability for an Uber Accident

As with any car accident, one of the first things that need to be established is who or what was responsible for the crash. There can be multiple factors and more than one party that contributed to your injuries, which is why it is important to discuss your case with a rideshare accident lawyer as early as possible.

Whether the Uber driver or another party caused the accident, you might still be entitled to compensation. It is important to remember that you should not make any statements to an insurance adjuster without first consulting with an attorney. 

Understanding Rideshare Insurance Coverage

In California, rideshare companies such as Uber and Lyft are required to carry insurance on behalf of their drivers. However, the applicable policy will depend on whether they were driving for the rideshare company at the time. The amount of coverage will also depend on whether the person only had the app on and was waiting for a ride request, had received a ride request, or had a passenger.

Insurance policies and coverages apply as follows for Uber drivers involved in accidents:

  • If an Uber driver is driving for personal reasons and thus does not have the app on, their personal insurance policy will apply.
  • If an Uber driver is driving with the app on but has not received a ride request, Uber provides insurance coverage in the amount of $50,000 bodily injury per person, $100,000 bodily injury per accident, and $25,000 property damage per accident.
  • If an Uber driver has their app on and has received a ride request, the company provides $1,000,000 in third-party liability coverage, plus contingent comprehensive and collision.

In addition to these coverages, California Uber drivers and delivery persons receive injury protection through the company. In 2020, California passed Proposition 22, which required Uber and other rideshare companies to provide injury protection for drivers and their families. Benefits may include disability payments, compensation for medical expenses, and survivor benefits.

What to Do If You Are Involved in an Uber Accident

If you are involved in an Uber accident, the first thing you should do is seek medical attention. Getting treatment right away can help ensure that you fully recover after an auto collision. Failing to see a doctor for your injuries can directly impact your right to compensation.

Furthermore, you need to contact an attorney. An attorney can help determine whether you have a valid claim for damages and how to pursue compensation. When meeting with your attorney, provide as much information as possible, including a screen print of your uber account showing the ride when the accident occurred.

Injured in a Rideshare Accident? Contact Our Office.

At Ercolani Law Group, we know how important it is to receive compensation for your injuries, lost wages, and other losses related to your accident. Let us fight to get you the maximum recovery possible. Contact our office at (805) 338-6880 for a free, no-obligation consultation.

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Do not delay in addressing your legal concerns. If your situation has gotten out of hand, contact a Ventura County lawyer at the Ercolani Law Group to learn more about how we may be able to help you.

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